If you don’t have health insurance and you aren’t quite sure if you need it or can afford it, then Ocean Health Initiatives’ Free Education Sessions on the Affordable Care Act (ACA) can help put your mind at ease. The deadline for open enrollment in the ACA is March 31, 2014.
The free sessions at OHI sites will be held in English and Spanish in Lakewood at 101 Second Street, March 20 and 27 from 6:00 to 7:00 p.m.; in Manahawkin, 333 Haywood Road, on March 18 from 6:00 to 7:00 p.m.; and in English and Spanish at Toms River, 301 Lakehurst Road, March 19 from 6:00 to 7:00 p.m.
Not sure if you really need health insurance coverage? You do! People who don’t have health insurance tend to skip or postpone getting the care they need, they don’t fill prescriptions because of the costs, and they have trouble paying their medical bills, which are the leading cause of personal bankruptcy in the United States.
There are four levels of coverage in the marketplace plans and experts at OHI will explain them at the education sessions. Some people may qualify for Medicaid or N.J. Family Care (for children).
OHI can also help you enroll in health insurance through the Affordable Care Act. Bilingual certified application counselors in the OHI Health Exchange Marketplace department will be available by appointment through March 31. For Open Enrollment Day appointments and questions, call OHI’s Health Exchange Marketplace department at 732-363-6655, extensions 8364, 8363, or 8840.